SINCLAIR SOLUTIONS : INSURANCE, KIWISAVER, HEALTH AND SAFETY
  • Home
  • Insurance
    • What Insurance do I need?
    • Life Insurance
    • Trauma Insurance
    • Health Insurance
    • Income Protection
  • Business Owners
    • Commercial Risk
    • ACC
    • Shareholder Buyout
  • Investments
    • KiwiSaver
    • Budgeting and Money planning
    • Mortgage Finance
  • Health And Safety
    • Health and Safety
  • Disclosure
    • Financial Advice Disclosure
    • Contact
    • Testimonials
  • Blog

bob's blog 

tips when buying house and contents insurance

11/10/2021

0 Comments

 
1.Do your homework.
Work out what its going to cost to replace your house and contents. There are great online tools for doing this. For your home, try this link - Cordell calculator​

2.Avoid buying on price alone.
The cheapest isn’t always the best. Of course, to keep the premium down you may be able to select a higher excess and get a lower premium. That doesn’t affect the quality of the cover, it just means you pay a higher first amount of each claim. It might be better to think “I don’t need to claim for every little thing, I’ve got enough money set aside for that. So I’ll keep the premium down with a higher excess and know the cover is there for the majors. Like the house burning down!!)

3.Get a couple of quotes.
This means you can compare prices (It’s easy to go online and do that).

4.Make sure you understand the cover.
 Make sure you know what is covered and what isn’t.

I trust those few points are of use. 

0 Comments



Leave a Reply.

    Author

    Bob Sinclair is the owner and director of Sinclair Solutions 

    Archives

    June 2023
    April 2023
    January 2023
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021

    Categories

    All

    RSS Feed

Picture

"Making sure the pieces fit"

CONTACT US TODAY 

07 870 5385
027 459 7296
[email protected]

    Want to receive up-to-date info around insurance and financial advice to your inbox?
    Sign up to our monthly email updates

Sign me up!

      “The information provided and services described in this website are of a general nature and are not intended to be personalised financial advice to a retail client. The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised financial advice from a qualified professional to suit your individual circumstances."

​ FINANCIAL ADVICE DISCLOSURE | CONTACT |​ COMPLAINTS | PRIVACY
  • Home
  • Insurance
    • What Insurance do I need?
    • Life Insurance
    • Trauma Insurance
    • Health Insurance
    • Income Protection
  • Business Owners
    • Commercial Risk
    • ACC
    • Shareholder Buyout
  • Investments
    • KiwiSaver
    • Budgeting and Money planning
    • Mortgage Finance
  • Health And Safety
    • Health and Safety
  • Disclosure
    • Financial Advice Disclosure
    • Contact
    • Testimonials
  • Blog