​If you can’t work for a while, because of an extended sickness or you need to recover from an injury, this type of life insurance can provide some cover for your income. 

​It typically provides a percentage of your gross annual income in monthly payments. When you take out your policy you can choose the amount you’d receive per month if you made a claim, how long you can afford to wait before payments start, and the maximum time period payments will continue for.

for example

Some providers have benefit periods of 2 years, 5 years, to age 65 or age 70