1)Create a plan. Get a budget in place. A budget isn’t a prison, it’s a guide. A budget can be very liberating (We can help you get a budget started. This month, no charge!! Yes, its free this month!)
2)Find resources and support. Asking for help can be hard.
3)Explore new payment plans. Owing money to a business or individual can be stressful. Most businesses will work with you if you start a regular payment, even if it’s not a large amount. Discuss it with them.
4)Take a break. Don’t pretend the problem isn’t there, but don’t focus on it continually. Consider getting emotional support. (Someone to talk with, who will listen and not just try and “fix” you! Lol)
Anyway, I trust those few thoughts are of help,
All the best for another month,